FINCA DRC is a regulated and deposit-taking microfinance institution, which permits it to better support the economic and human development of Congolese families trapped in poverty. The program has five branches in the Bas Congo region to the West and the Copper Belt Region in the South. FINCA DRC expanded client outreach by 22.3 percent in 2009, putting loan capital into the hands of 44,532 clients through a loan portfolio of $10.4 million. The program disbursed $33.1 million in loans averaging $337. Clients have accumulated nearly $4.2 million in savings, an amount which should grow exponentially, thanks to a grant from the Bill & Melinda Gates Foundation to scale up savings services in DRC, Uganda and Ecuador. FINCA DRC offers two credit products, which include individual and village banking loan products for urban and peri-urban markets for working capital and business improvement, and two savings products.