Programs Entrepreneurship and Business Development: ZOIC is assisting micro-business owners, aspiring entrepreneurs, unemployed youth, farmer and poor women in rural areas to increase their earnings, access capital and improve their wealth creation ability.
 
The EBD program provides capacity-building support services in business development and microfinance services to ZOIC programs and other local providers serving the small- and micro-enterprise sector. Business Development Services (BDS) and Technology Support: ZOIC is partnering with the Development Technology Centre a University of Zimbabwe-based support program for rural businesses in order to encourage and facilitate the growth of micro enterprises among unemployed youth, farmers, poor women and unemployed adults in general. Specific products offered to beneficiaries include training on how to start a business, how to conduct feasibility studies, product development, building access to credit, and providing training in marketing and business expansion.
 
Micro enterprise Services: With support from the Agricultural Bank of Zimbabwe and the W.K. Kellogg Foundation, ZOIC has introduced a microfinance program which provides resource-poor, largely rural micro entrepreneurs with the working capital they need to start, expand and diversify their existing and emerging local businesses. ZOICs services assist beneficiaries become skilled entrepreneurs by facilitating the development and conduct of their businesses.