Malawi Union of Savings and Credit Cooperatives (MUSCCO) is a member-based organisation of Savings and Credit Cooperatives (SACCOs) operating throughout Malawi. MUSCCO was established 15th September, 1980 with a mandate to promote service and support SACCOs in Malawi. At the same time that MUSCCO was formed there were 26 SACCOs with savings amounting to MK360,000 and a loan portfolio of MK354,000. Both MUSCCO and SACCOs have experienced steady growth since 1980. Vision Safe and sound SACCOs for everyone in Malawi. Mission To support SACCOs in Malawi on a sustainable basis to promote good access to quality and affordable financial services to members in accordance with international cooperative principles.